By partnering with your local government, HERO can offer low fixed interest rates on loans covering 100% of installation costs and financing is paid back along with your property taxes.
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Q: How is the HERO program different than other forms of financing?
A: HERO offers property owners the benefit of energy efficient products for a low monthly cost and the interest on the financing is tax deductible. Additionally, if the property is sold before the HERO financing is paid in full, the remaining payments can likely be transferred to a new property owner.
Q: How is the government involved?
A: HERO provided through a public/private partnership with local governments HERO provides all of the infrastructure and funding to support the Program and payments are then collected along with your property taxes.
Q: Who can apply for the HERO Program?
A: HERO is available to property owners in many local communities. Check to see if your property is eligible online at heroprogram.com
Q: What are the eligibility requirements?
A: You must be current on property taxes for the last 12 months and not late more than once over the prior three years. You must be current on your mortgage for the last 12 months and no bankruptcies for the past seven years. No involuntary liens and you must have a minimum of 10% equity in the property.
Q: Is there a minimum & maximum financing cost?
A: The HERO Program requires $5,000 minimum financing and maximum financing up to 15% of your property value.
Q: What products and services are eligible?
A: HERO is available for a wide array of home energy products. Typical projects that would be covered include: artificial grass, solar photovoltaic (PV) systems, air conditioning and heating (HVAC), water heaters, cool roof systems, windows, skylights and doors, air sealing and weatherization, insulation, pool equipment, indoor energy efficient light fixtures, and water efficient measures.